California Notary License Practice Exam

If a check has not been honored for payment, after how many days is the second notice of cancellation effective?

1. 10 days

2. 15 days

3. 20 days

4. 30 days

The correct answer is: 20 days

A check that has not been honored for payment is considered overdue, and the insurance company may send a notice of cancellation to the policyholder. The first notice is often sent around 10-15 days after the due date of the unpaid premium. If the premium still remains unpaid after the first notice, the insurance company may send a second notice of cancellation, which is typically 20 days after the first notice was sent. After this second notice, the policy will be cancelled if the premium is still not paid. Therefore, option C is the correct answer as it represents the time frame for the second notice of cancellation to be effective. Options A and B are incorrect as they represent the time frame for the first notice of cancellation to be sent, and option D is incorrect as it is beyond the timeframe for the second notice to be effective.